https://www.clutewealthmanagement.com/design/money-and-you/making-mason-jar-cheesecake-lakeside-chat-10-14-20https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Lakeside%20Chats%20Featured%20Image/CWM_LakesideChat_10-14-20-Broadcast_First_Frame.pngCWM_LakesideChat_10-14-20-Broadcast_First_FrameCWM_LakesideChat_10-14-20-Broadcast_First_Frame2024-12-09https://www.clutewealthmanagement.com/design/money-and-you/what-is-a-daily-money-manager-lakeside-chat-12-7-22https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_LSC-AADMM-12-4-22-Thumbnail.jpgCWM_LSC-AADMM-12-4-22-ThumbnailCWM_LSC-AADMM-12-4-22-Thumbnailhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-12-09https://www.clutewealthmanagement.com/newsroom/adam-featured-on-the-figure-it-out-podcasthttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_newsroom-adam-podcast-feature-png.pngCWM_newsroom-adam-podcast-feature-pngCWM_newsroom-adam-podcast-feature-png2021-08-10https://www.clutewealthmanagement.com/design/money-and-you/cyber-security-reduce-your-risk-lakeside-chat-5-15-24https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_LSC-5-15-24-blog-image.jpgCyber Security: Reduce Your Risk. Guest: Mike Terry Sr. analyst of the advisor security team at LPL Financial. Lakeside Chats 5-15-24CWM_LSC-5-15-24-blog-image2024-12-09https://www.clutewealthmanagement.com/about/https://www.clutewealthmanagement.com/hubfs/CWM_team_images/WbonLogo.gifWbonLogoWbonLogohttps://www.clutewealthmanagement.com/hubfs/Images/emails/cfp_logomark_primary_2017.pngcfp_logomark_primary_2017cfp_logomark_primary_2017https://www.clutewealthmanagement.com/hubfs/CWM_about-page-cropped-2024.pngOwners Christina Ubl, Adam Robert, and founder Heidi Clute. "Clute Wealth Management" LogoCWM_about-page-cropped-2024https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/toolkits/financial_toolkits_400x300.pngfinancial_toolkits_400x300financial_toolkits_400x300https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2025-08-26https://www.clutewealthmanagement.com/about/adam-robert/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/toolkits/financial_toolkits_400x300.pngfinancial_toolkits_400x300financial_toolkits_400x300https://www.clutewealthmanagement.com/hubfs/CWM_AR-Headshot-Office-Background-2024.jpgAdam Robert, CFP®, co-owner of Clute Wealth Management in Plattsburgh, New York.CWM_AR-Headshot-Office-Background-20242025-10-02https://www.clutewealthmanagement.com/design/money-and-you/negotiating-the-rapids-of-business-transitions/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2020-10-14https://www.clutewealthmanagement.com/newsroom/getting-finances-order-heidi-clute-wcax-news/https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2017-12-08https://www.clutewealthmanagement.com/newsroom/insights-on-family-life-insurancehttps://www.clutewealthmanagement.com/hubfs/CWM_Money-geek-family-life-insurance.jpg"Tips and Insights on Purchasing Family Life Insurance" Christina Ubl, co-owner of Clute Wealth Management, is pictured on the right.CWM_Money-geek-family-life-insurancehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2024-01-25https://www.clutewealthmanagement.com/newsroom/2015-road-pitch-ridehttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/blog-files/RoadPitchTeddyBear_JudyMacIsaacRobertson.jpgRoadPitchTeddyBear_JudyMacIsaacRobertsonRoadPitchTeddyBear_JudyMacIsaacRobertsonhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2021-02-25https://www.clutewealthmanagement.com/design/money-and-you/dont-let-ignoring-financial-decisions-overwhelm-your-business-successhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM_Dont%20Let%20Ignoring%20Financial%20Decisions%20Overwhelm%20Your%20Business%20Success%20Yellow.pngA 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Yellowhttps://www.clutewealthmanagement.com/hubfs/blog-files/panic-monster.pngpanic-monsterpanic-monsterhttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2025-01-15https://www.clutewealthmanagement.com/design/money-and-you/how-to-balance-your-business-and-personal-financeshttps://www.clutewealthmanagement.com/hubfs/CWM_how-to-balance-your-business-and-personal-finances-today.pngCWM_how-to-balance-your-business-and-personal-finances-todayCWM_how-to-balance-your-business-and-personal-finances-todayhttps://www.clutewealthmanagement.com/hubfs/CWM_Two-Financial-Lives_Quote-02.pngCWM_Two-Financial-Lives_Quote-02CWM_Two-Financial-Lives_Quote-02https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/SCORE-Megaphone-Main-Street-Startups-Infographic-Finding-Financing-1.pngSCORE-Megaphone-Main-Street-Startups-Infographic-Finding-Financing-1SCORE-Megaphone-Main-Street-Startups-Infographic-Finding-Financing-1https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2024-12-09https://www.clutewealthmanagement.com/design/money-and-you/homemade-ice-creamhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/Lakeside%20Chats%20Featured%20Image/CWM_LakesideChat_7-22-20-Broadcast_First_Frame-1.pngCWM_LakesideChat_7-22-20-Broadcast_First_Frame-1CWM_LakesideChat_7-22-20-Broadcast_First_Frame-1https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2024-12-09https://www.clutewealthmanagement.com/newsroom/barrons-second-annual-top-women-advisors-summit/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2015-08-27https://www.clutewealthmanagement.com/design/money-and-you/financial-fraud-practical-steps-to-help-keep-your-assets-safehttps://www.clutewealthmanagement.com/hubfs/CWM_Fraud-Protection-Article-Featured.jpgIllustration of a person using a laptop with a large lock and shield checkmark behind them, representing online security, data protection, and safe digital activity.CWM_Fraud-Protection-Article-Featuredhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM_Fraud-Protection-Warning-Checklist-Graphic.jpgWarning Signs Checklist with bullet points: can’t log in despite correct password; unexpected password reset or security alerts; logins from unfamiliar devices or locations; new contact or payment details added; unrecognized transactions.CWM_Fraud-Protection-Warning-Checklist-Graphichttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_Fraud-Protection-Article-Pause-Graphic.jpgGraphic with two people looking concerned and text: ‘If a message pressures you to act immediately, asks for a code, or pushes you to 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method.’CWM_Fraud-Protection-Article-Pause-Graphic2026-03-25https://www.clutewealthmanagement.com/investment-managementhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/Images/toolkits/financial_toolkits_400x300.pngfinancial_toolkits_400x300financial_toolkits_400x300https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2026-07-21https://www.clutewealthmanagement.com/design/money-and-you/why-a-family-meeting-on-finances-is-a-good-ideahttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/happy_sheep_jumping_Fence.pnghappy_sheep_jumping_Fencehappy_sheep_jumping_Fencehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM_family-meeting-on-finances_V1-png.pngCWM_family-meeting-on-finances_V1-pngCWM_family-meeting-on-finances_V1-png2025-12-23https://www.clutewealthmanagement.com/newsroomhttps://www.clutewealthmanagement.com/hubfs/CWM_AR-MoenyGeek-newsroom-2024-2.jpg"Life Insurance After Divorce" Moneygeek logo, Your money. Smarter. Headshot of Adam Robert, co-owner of Clute Wealth Management in a circular frame.CWM_AR-MoenyGeek-newsroom-2024-2https://www.clutewealthmanagement.com/hubfs/CWM_SB-Forum-Newsroom.jpgChristina Ubl headshot, SB Strictly Business ForumCWM_SB-Forum-Newsroomhttps://www.clutewealthmanagement.com/hubfs/CWM_Newsroom-Image-Life-Insurance-Money-Geek.jpg"An Experts' Tips on the Worth of Life Insurance." Christina Ubl, co-owner of Clute Wealth Management, shown in a photograph on the left.CWM_Newsroom-Image-Life-Insurance-Money-Geekhttps://www.clutewealthmanagement.com/hubfs/CWM_CU-Student-Loans-MoneyGeek2024.jpg"Applying for Student Loans. Frequently Asked Questions" text overlayed on a graphic of a chalkboard, a headshot of Christina Ubl, CFP® and Co-owner of Clute Wealth Management is on the left half of the chalkboard.CWM_CU-Student-Loans-MoneyGeek2024https://www.clutewealthmanagement.com/hubfs/CWM_SB-2026-Forum-Newsroom-Image.jpgGroup portrait labeled ‘Strictly Business’ showing seven professionals against a red backdrop. Standing (left to right): Garry Douglas, Danielle King, Rachel Dutil, Christine Peters, Christina Ubl. Seated: Aaron Roth and Todd McCarthy.CWM_SB-2026-Forum-Newsroom-Imagehttps://www.clutewealthmanagement.com/hubfs/CWM_Money-geek-family-life-insurance.jpg"Tips and Insights on Purchasing Family Life Insurance" Christina Ubl, co-owner of Clute Wealth Management, is pictured on the right.CWM_Money-geek-family-life-insurancehttps://www.clutewealthmanagement.com/hubfs/CWM_NCCI-Board-of-Directors-Newsroom.jpgAdam Robert Headshot photo next to the North Country Center for Independence photoCWM_NCCI-Board-of-Directors-Newsroomhttps://www.clutewealthmanagement.com/hubfs/CWM_AR-Featured-on-WCAX-2.jpgDarren Perron from WCAX in the frame on the left, Adam Robert from Clute Wealth Management in the frame on the right. A screenshot from a TV recordingCWM_AR-Featured-on-WCAX-2https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM_Exit-Planning-Event-Newsroom.jpgAn exit sign, like you'd see on the highway, with "Business" added on the top. Indicating an exit for business owners.CWM_Exit-Planning-Event-Newsroomhttps://www.clutewealthmanagement.com/hubfs/CWM_CU-Newsroom-CEPA.jpgA headshot of Christina, co-owner of Clute Wealth Management in the center, underneath the photo is the logos and wordmarks for the Exit Planning Institute, and Certified Exit Planning Advisor certification. Both over a dark blue background with light yellow accents in the corners.CWM_CU-Newsroom-CEPA2026-04-17https://www.clutewealthmanagement.com/newsroom/heidi-g-clute-nominated-to-the-barrons-2008-winners-circle-top-100-women/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2015-07-13https://www.clutewealthmanagement.com/design/money-and-you/gardening-pt1https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Lakeside%20Chats%20Featured%20Image/CWM_LakesideChat_6-10-20-Broadcast_Thumbnail-1.pngCWM_LakesideChat_6-10-20-Broadcast_Thumbnail-1CWM_LakesideChat_6-10-20-Broadcast_Thumbnail-1https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-12-09https://www.clutewealthmanagement.com/design/money-and-you/prepare-for-unexpected-life-events-7-myths-about-getting-your-affairs-in-orderhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_7Myths-Article-Featured-Image.jpgA male and female presenting pair stand with their backs to the viewer. 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Visit https://www.nia.nih.gov/health/advance-care-planning/getting-your-affairs-order-checklist-documents-prepare-future to get the full resource.CWM_7myths-blog-graphic2026-02-25https://www.clutewealthmanagement.com/newsroom/adirondack-medical-center-workshop-financial-health-checkup/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2015-08-27https://www.clutewealthmanagement.com/design/money-and-you/how-to-love-yourself-lakeside-chat-2-3-21https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Lakeside%20Chats%20Featured%20Image/CWM_Lakesidechat-2-3-21-Cover-Image.pngCWM_Lakesidechat-2-3-21-Cover-ImageCWM_Lakesidechat-2-3-21-Cover-Imagehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-12-09https://www.clutewealthmanagement.com/design/money-and-you/cyber-security-lakeside-chats-12-1-20https://www.clutewealthmanagement.com/hubfs/Lakeside%20Chats%20Featured%20Image/CWM_LakesideChat_12-1-20-Broadcast_First_Frame.pngCWM_LakesideChat_12-1-20-Broadcast_First_FrameCWM_LakesideChat_12-1-20-Broadcast_First_Framehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2024-12-09https://www.clutewealthmanagement.com/serviceshttps://www.clutewealthmanagement.com/hubfs/Images/toolkits/financial_toolkits_400x300.pngfinancial_toolkits_400x300financial_toolkits_400x300https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2026-07-21https://www.clutewealthmanagement.com/services/individualshttps://www.clutewealthmanagement.com/hubfs/blog-files/you-didnt-expect-a-divorce-now-what.jpgyou-didnt-expect-a-divorce-now-whatyou-didnt-expect-a-divorce-now-whathttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_segments-2022-individual.pngCWM_segments-2022-individualCWM_segments-2022-individualhttps://www.clutewealthmanagement.com/hubfs/blog-files/CWM_how-to-live-well-now-towards-loan-free-tomorrowquality-of-life_graphic.pngCWM_how-to-live-well-now-towards-loan-free-tomorrowquality-of-life_graphicCWM_how-to-live-well-now-towards-loan-free-tomorrowquality-of-life_graphichttps://www.clutewealthmanagement.com/hubfs/_social-suggested-images/women_in_transition_400x300.pngwomen_in_transition_400x300women_in_transition_400x300https://www.clutewealthmanagement.com/hubfs/_social-suggested-images/clute-wealth-management-amicable-divorce.jpgclute-wealth-management-amicable-divorceclute-wealth-management-amicable-divorcehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-08-08https://www.clutewealthmanagement.com/california-insurancehttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-08-08https://www.clutewealthmanagement.com/design/money-and-you/the-golden-rules-of-401ks-and-retirement-savings/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2020-10-14https://www.clutewealthmanagement.com/design/money-and-you/small-business-owners-how-to-chart-your-course-to-a-spectacular-retirementhttps://www.clutewealthmanagement.com/hubfs/CWM_Chart-Your-Course-Graphic.pngCWM_Chart-Your-Course-GraphicCWM_Chart-Your-Course-Graphichttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_Spectacular-retirement-pull-out-quote.pngCWM_Spectacular-retirement-pull-out-quoteCWM_Spectacular-retirement-pull-out-quotehttps://www.clutewealthmanagement.com/hubfs/CWM_Spectacular-Retirement-article-graphic-3.pngCWM_Spectacular-Retirement-article-graphic-3CWM_Spectacular-Retirement-article-graphic-3https://www.clutewealthmanagement.com/hubfs/business-owners-ages.webpbusiness-owners-agesbusiness-owners-ageshttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2025-10-21https://www.clutewealthmanagement.com/design/money-and-you/the-power-of-a-plan/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2024-12-09https://www.clutewealthmanagement.com/newsroom/christina-ubl-provides-tips-and-resources-on-wcax-newshttps://www.clutewealthmanagement.com/hubfs/CWM_WCAX-2022-Newsroo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A sailboat sails across a lake with a setting sun in the background. CWM_Chart-your-course-LP-Graphichttps://www.clutewealthmanagement.com/hubfs/CWM_Business-Decisions-by-Default-VP-LP-24.png"Are you making business financial decisions by default?" CWM_Business-Decisions-by-Default-VP-LP-24https://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/2497442_CWMFinancialStrategiesForBusinessOwnersFeaturedIllustration_3_110824.jpg"Financial strategies for business owners" Text is warped around an illustrated graphic of a larger-than-life hand, with people dressed in business attire working around it.2497442_CWMFinancialStrategiesForBusinessOwnersFeaturedIllustration_3_110824https://www.clutewealthmanagement.com/hubfs/CWM-biz-owners-header.pngCWM-biz-owners-headerCWM-biz-owners-headerhttps://www.clutewealthmanagement.com/hubfs/CWM_buyer-or-seller-image.jpg"buyer or seller: You need the right transition plan" text overlayed on a golden background. Shadow of a hand passing keys to another on the leftCWM_buyer-or-seller-imagehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-11-12https://www.clutewealthmanagement.com/reese-morganhttps://www.clutewealthmanagement.com/hubfs/Images/toolkits/financial_toolkits_400x300.pngfinancial_toolkits_400x300financial_toolkits_400x300https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_Reese-Bio-Pic.jpgA portrait photo of Reese, a customer relationship manager at Clute Wealth Management.CWM_Reese-Bio-Pic2026-04-07https://www.clutewealthmanagement.com/video-libraryhttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_401k-vs-IRA_SUNY-Platt.mp4/medium.jpg401K vs IRAChristina and Adam discuss some of the basic differences between a 401K and an IRA at the SUNY Plattsburgh virtual Financial Forumhttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_401k-vs-IRA_SUNY-Platt.mp4164nonohttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_Snowball-vs-Avalanche_SUNY-Platt.mp4/medium.jpgWhat's the best strategy to pay off debt?Christina and Adam discuss the "Snowball" and "Avalanche" methods of paying off debt at the SUNY Plattsburgh virtual Financial Forumhttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_Snowball-vs-Avalanche_SUNY-Platt.mp4115nonohttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_Dont-Feel-Guilty_SUNY-Platt.mp4/medium.jpgHow much should someone be saving right out of college?Christina and Adam discuss the importance of building a habit of saving, rather than focusing on the monetary amount, when you first graduate college at the SUNY Plattsburgh virtual Financial Forumhttps://www.clutewealthmanagement.com/hubfs/Videos/CWM_Dont-Feel-Guilty_SUNY-Platt.mp4120nonohttps://www.clutewealthmanagement.com/hubfs/Images/FB-f-Logo__blue_48.pngFB-f-Logo__blue_48FB-f-Logo__blue_48https://www.clutewealthmanagement.com/hubfs/Images/Youtube38x32.pngYoutube38x32Youtube38x32https://www.clutewealthmanagement.com/hubfs/Images/Twitter48.pngTwitter48Twitter48https://www.clutewealthmanagement.com/hubfs/Images/toolkits_240x141.jpgtoolkits_240x141toolkits_240x141https://www.clutewealthmanagement.com/hubfs/Images/In-2C-48px-R.pngIn-2C-48px-RIn-2C-48px-Rhttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2021-02-18https://www.clutewealthmanagement.com/newsroom/keeps-night-part-1-open-enrollment-dates-heidi-clute-wcax-news/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2017-10-17https://www.clutewealthmanagement.com/newsroom/keeps-night-part-2-young-families-heidi-clute-wcax-news/https://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-white2017-10-17https://www.clutewealthmanagement.com/design/money-and-you/market-volatility-and-tariffshttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM_LSC-4-9-25-Featured-Image.jpg"Market Volatility and Tariffs with Adam Turnquist, Chief Technical Strategist at LPL Financial. Lakeside Chats 4-9-25. 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Christina Ubl, co-owner of Clute Wealth Management, shown in a photograph on the left.CWM_Newsroom-Image-Life-Insurance-Money-Geekhttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-04-16https://www.clutewealthmanagement.com/newsroom/strictly-businesshttps://www.clutewealthmanagement.com/hubfs/CWM_SB-Forum-Newsroom.jpgChristina Ubl headshot, SB Strictly Business ForumCWM_SB-Forum-Newsroomhttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logo2024-04-04https://www.clutewealthmanagement.com/design/money-and-you/avoiding-family-burden-how-estate-planning-brings-peace-after-a-losshttps://www.clutewealthmanagement.com/hubfs/Images/CluteWealthManagment_logo.pngCluteWealthManagment_logoCluteWealthManagment_logohttps://www.clutewealthmanagement.com/hubfs/CWM-white.pngCWM-whiteCWM-whitehttps://www.clutewealthmanagement.com/hubfs/CWM_Estate%20Planning%20to%20Avoid%20Family%20Discord%20Graphic%202024.jpgAn illustrated photo of a family sitting together at the table, some working on computers. The person with grey hair to the left has a speech bubble that has icons of a home, legacy, will, and money. 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